TermCap: Payment Terms Capture vs TermShield: Net Terms & Credit
Two Shopify apps, side by side: detected stores, momentum, reviews, plans, listed features and who runs each. Store counts as of Oct 14, 2026.
The short answer
- Only TermShield lists a free plan. Paid plans start at $199/month for TermCap and $29/month for TermShield.
- TermShield lists 1 features TermCap’s listing doesn’t mention, including Order limits.
Head to head
Standard
Free
- · 1 B2B company
- · Checkout credit-limit block
- · Credit usage dashboard
Starter
- · AR aging report
- · CSV import & export
- · Checkout credit-limit block
- · Overdue email alerts
- · Safety margin control
- · Up to 10 B2B companies
Pro
- · AR aging report
- · Automatic outstanding tracking
- · CSV import & export
- · Checkout credit-limit block
- · Priority support
- · Unlimited B2B companies
Coverage counts what each App Store listing names. Every feature, checked off app by app, is in Shoplist.
See every featureInverge Payment Terms Capture tool automatically charges stored customer cards when Shopify orders are fulfilled. Built for B2B and wholesale workflows where payment is due on fulfillment, the app monitors fulfillment events and securely charges the card on file for the shipped amount — even across split shipments. It eliminates manual payment review, reduces errors, and keeps cash flow aligned with fulfillment.
Selling wholesale on net terms? One buyer can quietly place order after order until they owe far more than you agreed to extend. TermShield sets a credit limit per company and automatically blocks checkout when their unpaid balance plus the current cart would exceed it — before the order is placed, not after you've shipped. Outstanding balances update automatically from your Shopify orders.
- Automatically charge stored cards upon fulfillment
- Capture the amount for the items that have been fulfilled
- Prevents missed or delayed captures
- Eliminates manual payment review workflows
- Hard credit-limit block at B2B checkout (outstanding + cart over limit)
- Automatic outstanding-balance tracking, recomputed from your orders
- Color-coded dashboard: each company's limit, credit used, who's near or over
- Soft mode: monitor any company without blocking its checkout
All the numbers
Every figure, side by side
A green dot marks the app ahead on a measured figure. Estimates, gaps and apps that leave no storefront trace never take the lead.
Adoption
| Measure |  TermCap |  TermShield |
|---|---|---|
| Detected stores | Not published | Not published |
| Net store change, 28 days | 0 | 0 |
| Stores added, 28 days | Not enough data | Not enough data |
| Big-brand share | Not enough data | Not enough data |
| Top store categories | Not published | Not published |
| Top store countries | Not published | Not published |
Reviews
| Measure | TermCap | TermShield |
|---|---|---|
| App Store rating | 5.0 ★ | Not published |
| App Store reviews | 1 | Not published |
| New reviews, 28 days | Not enough data | Not enough data |
| Reviewers a year or more in | Not enough data | Not enough data |
Pricing
| Measure | TermCap | TermShield |
|---|---|---|
| Free plan | Not listed | Yes |
| Lowest paid monthly plan | $199/month | $29/month(ahead) |
| Longest free trial | 7 days | 14 days |
| Plans listed | 1 | 3 |
Listing
| Measure | TermCap | TermShield |
|---|---|---|
| Shopify category rank | #307 | #171 |
| Shopify App Charts | Not on this week’s charts | Not on this week’s charts |
| Built for Shopify | No | No |
| Launched | Mar 25, 2026 | Jul 2, 2026 |
| Languages | 1 | 2 |
| Developer | inverge | Termguard |
FAQ
TermCap and TermShield: common questions
- Is TermCap or TermShield cheaper?
- Only TermShield lists a free plan. Paid plans start at $199/month for TermCap and $29/month for TermShield. Shoplist compares base prices only between monthly plans in the same currency; usage charges and annual plans vary, so check each plan’s limits.
- What features does each app list that the other doesn’t?
- TermShield lists 1 the others don’t mention, such as Order limits. A feature missing from a listing may still be supported; this compares what each App Store listing says.
- Where does this comparison’s data come from?
- Shoplist crawls Shopify storefronts to detect which apps each store runs, and reads each app’s Shopify App Store listing for reviews, pricing, features and integrations. Store counts are as of Oct 14, 2026; estimated figures are labeled.
How Shoplist compares apps
Store counts come from Shoplist’s crawl of Shopify storefronts, which detects the apps each store runs; they are as of Oct 14, 2026. Reviews, ratings, plans, features and integrations come from each app’s Shopify App Store listing. 28-day figures are labeled when estimated, and a figure that is missing or estimated never decides who leads. Read the methodology.