Setttle vs Xero
Two Shopify apps, side by side: detected stores, momentum, reviews, plans, listed features and who runs each. Store counts as of Nov 12, 2026 for Setttle, Nov 11, 2026 for Xero.
The short answer
- Setttle lists 13 features Xero’s listing doesn’t mention, including Accounts receivable, Bank reconciliation, Billing and invoicing.
Head to head
Momentum
New reviews each month
Review pace is the clearest public read on how fast an app is winning new merchants.
Max
Free to install
- · Get 100% off Xero for 6 months
Coverage counts what each App Store listing names. Every feature, checked off app by app, is in Shoplist.
See every featureSetttle brings Shopify Payments settlements into the books for Canadian merchants. Review sales, refunds, adjustments, fees, fee tax, and order-tax evidence; resolve account, tax, and currency questions; then trace payouts to bank deposits. In Setttle’s Inbox, review issues and explicitly post supported activity through Shopify Clearing to the ledger. Import Shopify billing-charge CSVs as bill drafts.
Connect Shopify and Xero to automate data between your store and your books. Sync a daily summary of sales and payments to keep your ledger lean, or sync individual orders for granular tracking of customer details and inventory. Automatically match Shopify payouts with your Xero bank feeds to reconcile fees, refunds, and taxes in just a few clicks.
- Review Shopify Payments sales, refunds, adjustments, and fees
- See fee tax and order-tax evidence for review
- Trace Shopify Payments payouts to bank deposits
- Resolve account, tax, and currency decisions before posting
- Save time with flexible syncing: Daily summaries or per-sale details.
- Fast reconciliation: Auto-match fees, refunds, and taxes.
- New to Xero? Get your first 6 months free.
All the numbers
Every figure, side by side
A green dot marks the app ahead on a measured figure. Estimates, gaps and apps that leave no storefront trace never take the lead.
Adoption
| Measure |  Xero | |
|---|---|---|
| Detected stores | Not published | Not published |
| Net store change, 28 days | 0 | 0 |
| Stores added, 28 days | Not enough data | Not enough data |
| Big-brand share | Not enough data | Not enough data |
| Top store categories | Not published | Not published |
| Top store countries | Not published | Not published |
Reviews
| Measure | Xero | |
|---|---|---|
| App Store rating | Not published | 4.6 ★ |
| App Store reviews | Not published | 71 |
| New reviews, 28 days | Not enough data | Not enough data |
| Reviewers a year or more in | Not enough data | 0% |
FAQ
Setttle and Xero: common questions
- What features does each app list that the other doesn’t?
- Setttle lists 13 the others don’t mention, such as Accounts receivable, Bank reconciliation, Billing and invoicing, Cash flow. Xero lists 1 the others don’t mention, such as Daily sales summary. A feature missing from a listing may still be supported; this compares what each App Store listing says.
- Where does this comparison’s data come from?
- Shoplist crawls Shopify storefronts to detect which apps each store runs, and reads each app’s Shopify App Store listing for reviews, pricing, features and integrations. Store counts are as of Nov 12, 2026 for Setttle, Nov 11, 2026 for Xero; estimated figures are labeled.
How Shoplist compares apps
Store counts come from Shoplist’s crawl of Shopify storefronts, which detects the apps each store runs; they are as of Nov 12, 2026 for Setttle, Nov 11, 2026 for Xero. Reviews, ratings, plans, features and integrations come from each app’s Shopify App Store listing. 28-day figures are labeled when estimated, and a figure that is missing or estimated never decides who leads. Read the methodology.