PayU GPO — Twisto vs SPD Split Payment & Deposit
Two Shopify apps, side by side: detected stores, momentum, reviews, plans, listed features and who runs each. Store counts as of Feb 19, 2026 for PayU GPO, Nov 8, 2026 for SPD Split Payment & Deposit.
The short answer
- SPD Split Payment & Deposit lists 5 features PayU GPO’s listing doesn’t mention, including Recurring invoices, Widget color, Widget design.
Head to head
Manual Payment Plan | Split, Share & Multiply Payments
- United States
- Canada
- United Kingdom
Momentum
New reviews each month
Review pace is the clearest public read on how fast an app is winning new merchants.
Starter
- · All features included
- · Deposit autocharge payments
- · Fast live chat support
- · Free for development stores
- · Installment payments
- · Multiple payments
Basic
- · All features included
- · Deposit autocharge payments
- · Fast live chat support
- · Free for development stores
- · Installment payments
- · Multiple payments
Growth
- · All features included
- · Deposit autocharge payments
- · Fast live chat support
- · Free for development stores
- · Installment payments
- · Multiple payments
Scale
- · All features included
- · Deposit autocharge payments
- · Fast live chat support
- · Free for development stores
- · Installment payments
- · Multiple payments
Coverage counts what each App Store listing names. Every feature, checked off app by app, is in Shoplist.
See every featureThe app makes it easy to add PayU Pay Later with Twisto deferred payments to your store. After installation, customers see a new payment option at checkout and are redirected to Twisto to choose 30-day deferral of repayment or paying in installments. The purchase decision is made online, with no additional formalities on the merchant’s side.
Boost your retail sales with this 4-in-1 app! Deposit payment: offer customers a chance to make a deposit and then pay the remaining amount at a later date. Multiple payments: let customers use different payment methods for a single transaction (pay using two credit cards or with a credit card and PayPal). Shareable payments: enable several people to share the payment for the whole order.
- Adding PayU Pay Later with Twisto to the Shopify checkout flow
- Redirecting customers to Twisto to complete the payment
- Receiving payment upfront while Twisto handles the repayment
- Multiple payment to let customers use two credit cards or a card and PayPal.
- Shareable payment to distribute payment b/w several recipients by sending emails
- Installment widget to let your customers pay in installments (BNPL).
- Take deposits and collect the remaining amount automatically on due date.
All the numbers
Every figure, side by side
A green dot marks the app ahead on a measured figure. Estimates, gaps and apps that leave no storefront trace never take the lead.
Adoption
| Measure |  PayU GPO |  SPD Split Payment & Deposit |
|---|---|---|
| Detected stores | Not published | 563 |
| Net store change, 28 days | 0 | −8 |
| Stores added, 28 days | Not enough data | 10 |
| Big-brand share | Not enough data | 14% |
| Top store categories | Not published | Apparel & Accessories, Home & Garden, Health & Beauty |
| Top store countries | Not published | United States, Canada, United Kingdom |
Reviews
| Measure | PayU GPO | SPD Split Payment & Deposit |
|---|---|---|
| App Store rating | Not published | 4.8 ★ |
| App Store reviews | Not published | 146 |
| New reviews, 28 days | Not enough data | 2 |
| Reviewers a year or more in | Not enough data | 16% |
Pricing
| Measure | PayU GPO | SPD Split Payment & Deposit |
|---|---|---|
| Free plan | Not listed | Not listed |
| Lowest paid monthly plan | No monthly plan listed | $19/month |
| Longest free trial | Not listed | 7 days |
| Plans listed | Not published | 4 |
Listing
| Measure | PayU GPO | SPD Split Payment & Deposit |
|---|---|---|
| Shopify category rank | #75 | #8(ahead) |
| Shopify App Charts | Not on this week’s charts | #3 in Payment experience |
| Built for Shopify | No | Yes |
| Launched | Sep 26, 2025 | Nov 2, 2017 |
| Languages | 2 | 3 |
| Developer | PayU SA | FINLOOP SOLUTIONS LLC |
FAQ
PayU GPO and SPD Split Payment & Deposit: common questions
- What features does each app list that the other doesn’t?
- SPD Split Payment & Deposit lists 5 the others don’t mention, such as Recurring invoices, Widget color, Widget design, Widget placement. A feature missing from a listing may still be supported; this compares what each App Store listing says.
- Where does this comparison’s data come from?
- Shoplist crawls Shopify storefronts to detect which apps each store runs, and reads each app’s Shopify App Store listing for reviews, pricing, features and integrations. Store counts are as of Feb 19, 2026 for PayU GPO, Nov 8, 2026 for SPD Split Payment & Deposit; estimated figures are labeled.
How Shoplist compares apps
Store counts come from Shoplist’s crawl of Shopify storefronts, which detects the apps each store runs; they are as of Feb 19, 2026 for PayU GPO, Nov 8, 2026 for SPD Split Payment & Deposit. Reviews, ratings, plans, features and integrations come from each app’s Shopify App Store listing. 28-day figures are labeled when estimated, and a figure that is missing or estimated never decides who leads. Read the methodology.