CreditOps: Store Credit Expiry vs Koin Store Credit & Rewards
Two Shopify apps, side by side: detected stores, momentum, reviews, plans, listed features and who runs each. Store counts as of Nov 1, 2026 for CreditOps, Nov 9, 2026 for Koin Store Credit & Rewards.
The short answer
- Only CreditOps lists a free plan.
- Koin Store Credit & Rewards lists 9 features CreditOps’s listing doesn’t mention, including Cash back, Cash back programs, Custom rewards.
Head to head
- United States
- Brazil
- India
Momentum
New reviews each month
Review pace is the clearest public read on how fast an app is winning new merchants.
Free
- · 90-day breakage forecast
- · Ledger synced from Shopify once a day
- · Monthly credit movement
- · Outstanding balance and expiry aging
- · Store credit liability report
Standard
- · Bulk store credit top-ups from CSV
- · Everything in Free, synced every hour
- · Expiry reminder emails
- · Refund-to-credit bonus
- · Store credit expiry rules
Coverage counts what each App Store listing names. Every feature, checked off app by app, is in Shoplist.
See every featureShopify's native store credit sets an expiry date per issuance, with no store-wide default. CreditOps adds the operations layer on the same store credit accounts: a default expiry window for bulk top-ups and refund bonuses, reminder emails before credit expires, an automatic bonus when customers take refunds as store credit, a liability report with expiry aging and a 90-day breakage forecast, and bulk CSV top-ups.
Koin is an automation marketing and loyalty solution. It boosts customer retention, repeat purchases through cashback and reward programs powered by Shopify-native store credit. Issue store credit for loyalty rewards or marketing campaigns. Carry out your promotions without hurting your profit margins — the tool for discount replacement. Apply store credit to DTC customers or B2B companies on Shopify Plus.
- Set a default expiry policy and remind customers before credit runs out
- Reward refund-to-credit customers with an automatic, optionally capped bonus
- See real liability: expiry aging, breakage forecasts, and account movement
- Bulk-issue credit to hundreds of customers from a CSV, no manual entry
- Set custom cashback rates by product or order value
- Automate store credit rewards with Shopify Flow integration
- Allow customers to redeem credits directly at checkout
- Promote store credit rewards with widgets on product, cart, profile pages
All the numbers
Every figure, side by side
A green dot marks the app ahead on a measured figure. Estimates, gaps and apps that leave no storefront trace never take the lead.
Adoption
| Measure |  CreditOps |  Koin Store Credit & Rewards |
|---|---|---|
| Detected stores | Not published | 538 |
| Net store change, 28 days | 0 | +27 |
| Stores added, 28 days | Not enough data | 37 |
| Big-brand share | Not enough data | 15% |
| Top store categories | Not published | Apparel & Accessories, Health & Beauty, Food, Beverages & Tobacco |
| Top store countries | Not published | United States, Brazil, India |
Reviews
| Measure | CreditOps | Koin Store Credit & Rewards |
|---|---|---|
| App Store rating | Not published | 5.0 ★ |
| App Store reviews | Not published | 185 |
| New reviews, 28 days | Not enough data | Not enough data |
| Reviewers a year or more in | Not enough data | 0% |
Pricing
| Measure | CreditOps | Koin Store Credit & Rewards |
|---|---|---|
| Free plan | Yes | Not listed |
| Lowest paid monthly plan | $19/month | No monthly plan listed |
| Longest free trial | 14 days | Not listed |
| Plans listed | 2 | Not published |
Listing
| Measure | CreditOps | Koin Store Credit & Rewards |
|---|---|---|
| Shopify category rank | #67 | #10 |
| Shopify App Charts | #3 on Pricing moves in Finances - Other | #17 in Loyalty and rewards |
| Built for Shopify | No | Yes |
| Launched | Jul 20, 2026 | Dec 19, 2024 |
| Languages | 2 | 1 |
| Developer | Talivio Technology | Koin (by Qikify) |
FAQ
CreditOps and Koin Store Credit & Rewards: common questions
- Is CreditOps or Koin Store Credit & Rewards cheaper?
- Only CreditOps lists a free plan. Shoplist compares base prices only between monthly plans in the same currency; usage charges and annual plans vary, so check each plan’s limits.
- What features does each app list that the other doesn’t?
- Koin Store Credit & Rewards lists 9 the others don’t mention, such as Cash back, Cash back programs, Custom rewards, Reward programs. A feature missing from a listing may still be supported; this compares what each App Store listing says.
- Where does this comparison’s data come from?
- Shoplist crawls Shopify storefronts to detect which apps each store runs, and reads each app’s Shopify App Store listing for reviews, pricing, features and integrations. Store counts are as of Nov 1, 2026 for CreditOps, Nov 9, 2026 for Koin Store Credit & Rewards; estimated figures are labeled.
How Shoplist compares apps
Store counts come from Shoplist’s crawl of Shopify storefronts, which detects the apps each store runs; they are as of Nov 1, 2026 for CreditOps, Nov 9, 2026 for Koin Store Credit & Rewards. Reviews, ratings, plans, features and integrations come from each app’s Shopify App Store listing. 28-day figures are labeled when estimated, and a figure that is missing or estimated never decides who leads. Read the methodology.