CreditGate: B2B Net Terms vs Termswell: Wholesale & Credit
Two Shopify apps, side by side: detected stores, momentum, reviews, plans, listed features and who runs each. Store counts as of Oct 20, 2026 for CreditGate, Oct 13, 2026 for Termswell.
The short answer
- Only CreditGate lists a free plan. Paid plans start at $19.99/month for CreditGate and $19/month for Termswell.
- Termswell lists 5 features CreditGate’s listing doesn’t mention, including Custom pricing, Customer groups, Net terms.
Head to head
Free
- · 1 wholesale account, no reps
- · Credit limit, exposure & decision log
- · Wholesale application + approval queue
Micro
- · Approvals, credit limits & PO rules
- · Sales rep portal + order on behalf
- · Up to 5 accounts, 1 sales rep
Starter
- · Everything in Micro
- · Up to 25 accounts, 1 sales rep
Growth
- · Everything in Starter
- · Up to 100 accounts, 3 sales reps
Pro
- · Everything in Growth
- · Up to 500 accounts, 10 sales reps
Enterprise
- · Everything in Pro
- · Priority support
- · Unlimited accounts & reps
Standard
- · Contract prices by customer group
- · First-order and over-limit order review
- · Net terms and company credit limits
- · Product access by customer group
- · Receivables aging and payment reminders
- · Wholesale application & buyer approval
Coverage counts what each App Store listing names. Every feature, checked off app by app, is in Shoplist.
See every featureCreditGate is the control layer for your wholesale channel. A storefront application form feeds an approval queue in your admin. Approve an applicant and they become a wholesale account with its own credit policy. Live exposure updates as orders and payments are recorded, and over-limit orders are flagged with the reason.
Termswell helps merchants run wholesale alongside retail. Approved buyers get contract prices at checkout, including accelerated checkout. Set net terms and credit limits, review first or over-limit orders, and track receivables aging. Applications use email verification and duplicate checks, then approved buyers are created as companies in one click.
- Storefront wholesale application form with an approval queue in your admin
- Per-account credit limits with live exposure tracking and over-limit flags
- Rep portal: order on behalf with credit checks and real draft orders
- Create customer-specific contract prices that apply automatically at checkout
- Net terms with credit limits and automatic over-limit order review
- Application screening with email verification and one-click provisioning
- Receivables aging dashboard with automated overdue payment reminders
All the numbers
Every figure, side by side
A green dot marks the app ahead on a measured figure. Estimates, gaps and apps that leave no storefront trace never take the lead.
Adoption
| Measure |  CreditGate |  Termswell |
|---|---|---|
| Detected stores | Not published | Not published |
| Net store change, 28 days | 0 | 0 |
| Stores added, 28 days | Not enough data | Not enough data |
| Big-brand share | Not enough data | Not enough data |
| Top store categories | Not published | Not published |
| Top store countries | Not published | Not published |
Reviews
| Measure | CreditGate | Termswell |
|---|---|---|
| App Store rating | Not published | Not published |
| App Store reviews | Not published | Not published |
| New reviews, 28 days | Not enough data | Not enough data |
| Reviewers a year or more in | Not enough data | Not enough data |
Pricing
| Measure | CreditGate | Termswell |
|---|---|---|
| Free plan | Yes | Not listed |
| Lowest paid monthly plan | $19.99/month | $19/month(ahead) |
| Longest free trial | 7 days | 14 days |
| Plans listed | 6 | 1 |
Listing
| Measure | CreditGate | Termswell |
|---|---|---|
| Shopify category rank | #160 | Not enough data |
| Shopify App Charts | Not on this week’s charts | Not on this week’s charts |
| Built for Shopify | No | No |
| Launched | Sep 22, 2026 | Aug 6, 2026 |
| Languages | 1 | 2 |
| Developer | Nerd Labs | 武汉尧喻科技有限公司 |
FAQ
CreditGate and Termswell: common questions
- Is CreditGate or Termswell cheaper?
- Only CreditGate lists a free plan. Paid plans start at $19.99/month for CreditGate and $19/month for Termswell. Shoplist compares base prices only between monthly plans in the same currency; usage charges and annual plans vary, so check each plan’s limits.
- What features does each app list that the other doesn’t?
- CreditGate lists 3 the others don’t mention, such as Draft orders, Manual orders, Order limits. Termswell lists 5 the others don’t mention, such as Custom pricing, Customer groups, Net terms, Product visibility. A feature missing from a listing may still be supported; this compares what each App Store listing says.
- Where does this comparison’s data come from?
- Shoplist crawls Shopify storefronts to detect which apps each store runs, and reads each app’s Shopify App Store listing for reviews, pricing, features and integrations. Store counts are as of Oct 20, 2026 for CreditGate, Oct 13, 2026 for Termswell; estimated figures are labeled.
How Shoplist compares apps
Store counts come from Shoplist’s crawl of Shopify storefronts, which detects the apps each store runs; they are as of Oct 20, 2026 for CreditGate, Oct 13, 2026 for Termswell. Reviews, ratings, plans, features and integrations come from each app’s Shopify App Store listing. 28-day figures are labeled when estimated, and a figure that is missing or estimated never decides who leads. Read the methodology.