CreditGate: B2B Net Terms vs TermShield: Net Terms & Credit
Two Shopify apps, side by side: detected stores, momentum, reviews, plans, listed features and who runs each. Store counts as of Oct 20, 2026 for CreditGate, Oct 14, 2026 for TermShield.
The short answer
- Both list a free plan. Paid plans start at $19.99/month for CreditGate and $29/month for TermShield.
- CreditGate lists 2 features TermShield’s listing doesn’t mention, including Draft orders, Manual orders.
Head to head
Free
- · 1 wholesale account, no reps
- · Credit limit, exposure & decision log
- · Wholesale application + approval queue
Micro
- · Approvals, credit limits & PO rules
- · Sales rep portal + order on behalf
- · Up to 5 accounts, 1 sales rep
Starter
- · Everything in Micro
- · Up to 25 accounts, 1 sales rep
Growth
- · Everything in Starter
- · Up to 100 accounts, 3 sales reps
Pro
- · Everything in Growth
- · Up to 500 accounts, 10 sales reps
Enterprise
- · Everything in Pro
- · Priority support
- · Unlimited accounts & reps
Free
- · 1 B2B company
- · Checkout credit-limit block
- · Credit usage dashboard
Starter
- · AR aging report
- · CSV import & export
- · Checkout credit-limit block
- · Overdue email alerts
- · Safety margin control
- · Up to 10 B2B companies
Pro
- · AR aging report
- · Automatic outstanding tracking
- · CSV import & export
- · Checkout credit-limit block
- · Priority support
- · Unlimited B2B companies
Coverage counts what each App Store listing names. Every feature, checked off app by app, is in Shoplist.
See every featureCreditGate is the control layer for your wholesale channel. A storefront application form feeds an approval queue in your admin. Approve an applicant and they become a wholesale account with its own credit policy. Live exposure updates as orders and payments are recorded, and over-limit orders are flagged with the reason.
Selling wholesale on net terms? One buyer can quietly place order after order until they owe far more than you agreed to extend. TermShield sets a credit limit per company and automatically blocks checkout when their unpaid balance plus the current cart would exceed it — before the order is placed, not after you've shipped. Outstanding balances update automatically from your Shopify orders.
- Storefront wholesale application form with an approval queue in your admin
- Per-account credit limits with live exposure tracking and over-limit flags
- Rep portal: order on behalf with credit checks and real draft orders
- Hard credit-limit block at B2B checkout (outstanding + cart over limit)
- Automatic outstanding-balance tracking, recomputed from your orders
- Color-coded dashboard: each company's limit, credit used, who's near or over
- Soft mode: monitor any company without blocking its checkout
All the numbers
Every figure, side by side
A green dot marks the app ahead on a measured figure. Estimates, gaps and apps that leave no storefront trace never take the lead.
Adoption
| Measure |  CreditGate |  TermShield |
|---|---|---|
| Detected stores | Not published | Not published |
| Net store change, 28 days | 0 | 0 |
| Stores added, 28 days | Not enough data | Not enough data |
| Big-brand share | Not enough data | Not enough data |
| Top store categories | Not published | Not published |
| Top store countries | Not published | Not published |
Reviews
| Measure | CreditGate | TermShield |
|---|---|---|
| App Store rating | Not published | Not published |
| App Store reviews | Not published | Not published |
| New reviews, 28 days | Not enough data | Not enough data |
| Reviewers a year or more in | Not enough data | Not enough data |
Pricing
| Measure | CreditGate | TermShield |
|---|---|---|
| Free plan | Yes | Yes |
| Lowest paid monthly plan | $19.99/month(ahead) | $29/month |
| Longest free trial | 7 days | 14 days |
| Plans listed | 6 | 3 |
Listing
| Measure | CreditGate | TermShield |
|---|---|---|
| Shopify category rank | #160(ahead) | #171 |
| Shopify App Charts | Not on this week’s charts | Not on this week’s charts |
| Built for Shopify | No | No |
| Launched | Sep 22, 2026 | Jul 2, 2026 |
| Languages | 1 | 2 |
| Developer | Nerd Labs | Termguard |
FAQ
CreditGate and TermShield: common questions
- Is CreditGate or TermShield cheaper?
- Both list a free plan. Paid plans start at $19.99/month for CreditGate and $29/month for TermShield. Shoplist compares base prices only between monthly plans in the same currency; usage charges and annual plans vary, so check each plan’s limits.
- What features does each app list that the other doesn’t?
- CreditGate lists 2 the others don’t mention, such as Draft orders, Manual orders. A feature missing from a listing may still be supported; this compares what each App Store listing says.
- Where does this comparison’s data come from?
- Shoplist crawls Shopify storefronts to detect which apps each store runs, and reads each app’s Shopify App Store listing for reviews, pricing, features and integrations. Store counts are as of Oct 20, 2026 for CreditGate, Oct 14, 2026 for TermShield; estimated figures are labeled.
How Shoplist compares apps
Store counts come from Shoplist’s crawl of Shopify storefronts, which detects the apps each store runs; they are as of Oct 20, 2026 for CreditGate, Oct 14, 2026 for TermShield. Reviews, ratings, plans, features and integrations come from each app’s Shopify App Store listing. 28-day figures are labeled when estimated, and a figure that is missing or estimated never decides who leads. Read the methodology.