CreditDesk: Net Terms & Credit vs Owed: Net Terms & Collections
Two Shopify apps, side by side: detected stores, momentum, reviews, plans, listed features and who runs each. Store counts as of Nov 14, 2026 for CreditDesk, Oct 19, 2026 for Owed.
The short answer
- Both list a free plan. Paid plans start at $29/month for CreditDesk and $19/month for Owed.
- CreditDesk lists 4 features Owed’s listing doesn’t mention, including Cash flow, Customers, Historical data import.
Head to head
Free
- · Credit limits enforced at checkout
- · Due-date and overdue reminders
- · Up to 3 companies
Growth
- · Custom reminder sequences
- · Monthly PDF statements
- · Up to 25 companies
Pro
- · Per-company sequences
- · Tracked payment links
- · Unlimited companies
Scale
- · Order approvals over your limit
- · Priority support
- · QuickBooks Online sync
- · Your own sending domain
Free
- · Aging dashboard and statements
- · Manual payment reminders
- · Up to 5 accounts listed
Starter
- · Automatic reminder schedule
- · Overdue order guard
- · Up to 50 accounts
Pro
- · Automatic reminders and guard
- · Priority support
- · Unlimited accounts
Coverage counts what each App Store listing names. Every feature, checked off app by app, is in Shoplist.
See every featureWholesale merchants hand out net terms, then track what is owed in a spreadsheet. CreditDesk replaces it. Every company gets a credit limit and a live balance built from their orders, so you see who is over before the next order ships. Overdue invoices are chased on a schedule you set, under your own name. Invoices and payments post straight to QuickBooks Online, so your books stay current without re-keying.
Selling wholesale on Net 15, 30 or 60 terms? Shopify shows terms on each order, but not which accounts owe you money or how late they are. Owed groups every unpaid order by B2B company or customer, with aging from not yet due to 90+ days. Send polite reminders on a schedule you choose, using the Shopify invoice email with its pay link. Download a PDF statement for any customer.
- Per-company credit limits enforced at checkout, with a warn-only mode first
- Aging dashboard with current, 1-30, 31-60, 61-90 and 90+ buckets, plus DSO
- Escalating reminder sequences that stop the moment an invoice is paid
- Branded monthly statements as PDFs, sent from your own address
- Receivables dashboard: balances and 30/60/90+ day aging by company or customer
- Automatic payment reminders sent from your store before and after the due date
- One-click PDF statements of account for any wholesale customer
- Overdue order guard holds new orders from accounts that are behind on payment
All the numbers
Every figure, side by side
A green dot marks the app ahead on a measured figure. Estimates, gaps and apps that leave no storefront trace never take the lead.
Adoption
| Measure |  Owed | |
|---|---|---|
| Detected stores | Not published | Not published |
| Net store change, 28 days | Not enough data | 0 |
| Stores added, 28 days | Not enough data | Not enough data |
| Big-brand share | Not enough data | Not enough data |
| Top store categories | Not published | Not published |
| Top store countries | Not published | Not published |
Reviews
| Measure | Owed | |
|---|---|---|
| App Store rating | Not published | Not published |
| App Store reviews | Not published | Not published |
| New reviews, 28 days | Not enough data | Not enough data |
| Reviewers a year or more in | Not enough data | Not enough data |
Pricing
| Measure | Owed | |
|---|---|---|
| Free plan | Yes | Yes |
| Lowest paid monthly plan | $29/month | $19/month(ahead) |
| Longest free trial | 14 days | 14 days |
| Plans listed | 4 | 3 |
Listing
| Measure | Owed | |
|---|---|---|
| Shopify category rank | Not enough data | #357 |
| Shopify App Charts | Not on this week’s charts | Not on this week’s charts |
| Built for Shopify | No | No |
| Launched | Nov 12, 2026 | Oct 15, 2026 |
| Languages | 1 | 1 |
| Developer | Skylitech Solution LLP | Nudge4 |
FAQ
CreditDesk and Owed: common questions
- Is CreditDesk or Owed cheaper?
- Both list a free plan. Paid plans start at $29/month for CreditDesk and $19/month for Owed. Shoplist compares base prices only between monthly plans in the same currency; usage charges and annual plans vary, so check each plan’s limits.
- What features does each app list that the other doesn’t?
- CreditDesk lists 4 the others don’t mention, such as Cash flow, Customers, Historical data import, Order details. A feature missing from a listing may still be supported; this compares what each App Store listing says.
- Where does this comparison’s data come from?
- Shoplist crawls Shopify storefronts to detect which apps each store runs, and reads each app’s Shopify App Store listing for reviews, pricing, features and integrations. Store counts are as of Nov 14, 2026 for CreditDesk, Oct 19, 2026 for Owed; estimated figures are labeled.
How Shoplist compares apps
Store counts come from Shoplist’s crawl of Shopify storefronts, which detects the apps each store runs; they are as of Nov 14, 2026 for CreditDesk, Oct 19, 2026 for Owed. Reviews, ratings, plans, features and integrations come from each app’s Shopify App Store listing. 28-day figures are labeled when estimated, and a figure that is missing or estimated never decides who leads. Read the methodology.