Bread Pay Messaging vs IOPAY

Two Shopify apps, side by side: detected stores, momentum, reviews, plans, listed features and who runs each. Store counts as of Nov 8, 2026 for Bread Pay Messaging, Oct 31, 2026 for IOPAY.

The short answer

    Head to head

    Detected stores

    Bread Pay Messaging: 1
    IOPAY: —

    App Store reviews

    Bread Pay Messaging: 3
    IOPAY: —
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    Pitch
    —
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    Categories
    • Payment experience
    • Payment experience
    Languages
    • English
    • Portuguese (Brazil) This app is not translated into English
    Launched
    Jun 15, 2022
    Dec 15, 2023
    Built for Shopify
    Not badged
    Not badged
    Reviews per month
    1 last full month
    —
    Detected stores
    1active installs
    0active installs
    Most common store size
    1-10 products100%
    —
    Top countries
    • United States100%
    —

    Momentum

    New reviews each month

    Review pace is the clearest public read on how fast an app is winning new merchants.

    035JunMarBread Pay Messaging: 3 reviews in June 2023Bread Pay Messaging: 1 reviews in March 2024
    Bread Pay MessagingIOPAYCompleted months only
    Free options
    Free planFree trial
    Free planFree trial
    Monthly range
    —
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    Plans
    Free
    Setup GrátisFree
    Coverage
    0 of 0 features0%
    0 of 0 features0%
    Unique strengths
    —
    —
    000onlybothonly
    Bread Pay MessagingIOPAY0 features listed across both App Store listings

    Coverage counts what each App Store listing names. Every feature, checked off app by app, is in Shoplist.

    See every feature
    Works with also listed by another
    —
    —
    How it sells itself

    With the Bread Pay Messaging app customers can apply and pre-qualify for financing earlier in the shopping journey, empowering them with transparent financing options that increase their purchasing power and drive more sales. The entire process to prequalify and checkout takes less than 60 seconds. Once a customer checks out with Bread Pay, their order information is transferred to the retailer's server.

    Integre a IOPAY à sua loja e ofereça aos seus clientes uma experiência de pagamento simples e eficiente. Centralize seus pagamentos em uma solução integrada à sua operação. Simplifique o processo de compra e ofereça diferentes formas de pagamento aos seus clientes. Aceite cartões em até 12x, Boleto e PIX. Split de pagamentos nativo e de fácil configuração.

    Key points
    • Allow customers to pre-qualify for financing and checkout anywhere on your site.
    • Get paid upfront in full. Your shoppers pay us over time, so we assume the risk.
    • Offer transparent terms with no prepayment penalties or deferred interest.
    • Create custom plans with loan products that meets your customers’ needs.
    • Pagamento com Cartões de Crédito
    • Pagamento via PIX
    • Segurança
    • Processamento Instantâneo
    Screenshots
    Bread as low as promotional text on product page
    Bread PayBread application modal launched on product pageBread modal launched on checkout payment page
    payment methods
    Processe pagamentos com segurançaprocesse pagamentos com io payio pay checkout

    All the numbers

    Every figure, side by side

    A green dot marks the app ahead on a measured figure. Estimates, gaps and apps that leave no storefront trace never take the lead.

    Showing only the rows where the apps differ.

    Adoption

    MeasureBread Pay MessagingIOPAY
    Detected stores1as of Nov 8, 2026Not published
    Net store change, 28 days0estimated0estimated
    Stores added, 28 daysNot enough dataNot enough data
    Big-brand shareNot enough dataNot enough data
    Top store categoriesFurnitureNot published
    Top store countriesUnited StatesNot published

    Reviews

    MeasureBread Pay MessagingIOPAY
    App Store rating4.3 ★Not published
    App Store reviews3Not published
    New reviews, 28 days0Not enough data
    Reviewers a year or more inNot enough dataNot enough data

    Pricing

    MeasureBread Pay MessagingIOPAY
    Free planNot listedNot listed
    Lowest paid monthly planNo monthly plan listedNo monthly plan listed
    Longest free trialNot listedNot listed
    Plans listedNot published1

    Listing

    MeasureBread Pay MessagingIOPAY
    Shopify category rank#82(ahead)in Payment experience#106in Payment experience
    Shopify App Charts#12 in Payment experienceNot on this week’s charts
    Built for ShopifyNoNo
    LaunchedJun 15, 2022Dec 15, 2023
    Languages1English1Portuguese (Brazil) This app is not translated into English
    DeveloperBread FinanceIOPAY SA INSTITUICAO DE PAGAMENTO

    FAQ

    Bread Pay Messaging and IOPAY: common questions

    Where does this comparison’s data come from?
    Shoplist crawls Shopify storefronts to detect which apps each store runs, and reads each app’s Shopify App Store listing for reviews, pricing, features and integrations. Store counts are as of Nov 8, 2026 for Bread Pay Messaging, Oct 31, 2026 for IOPAY; estimated figures are labeled.

    How Shoplist compares apps

    Store counts come from Shoplist’s crawl of Shopify storefronts, which detects the apps each store runs; they are as of Nov 8, 2026 for Bread Pay Messaging, Oct 31, 2026 for IOPAY. Reviews, ratings, plans, features and integrations come from each app’s Shopify App Store listing. 28-day figures are labeled when estimated, and a figure that is missing or estimated never decides who leads. Read the methodology.