The APP provides merchants with a control panel to manage payments for their Layaway orders. (Layby in Australia, New Zealand) The Layaway payments App is a listed, approved layaway payment method for all merchants to download from within their store admin >> settings >> payments and offer Layaway in their checkout. All monthly installment payments for the Layaway orders are reported in this control panel. Merchants can payout a Lay-Buy order from within this App, upon request from a customer.